Our Services

Serving our business, professional and individual clients,
we are pleased to offer the following products and services.
 
♦   INSURANCE AND INVESTMENT PRODUCTS 
 
  • Customized Whole Life Insurance
  • Universal Life Insurance
  • Variable Life Insurance
  • Term Insurance
  • Second-to-Die Life Insurance
  • Fixed Annuities
  • Variable Annuities
  • Long Term Care Insurance
  • Pension Investment Funds
  • Mutual Funds, Stocks, Bonds & Municipals
  • Managed Investment Accounts

♦   BUSINESS CONTINUITY

  • Key Person
  • Buy/Sell Insurance
  • Disability Buy-Out Insurance
  • Business Overhead Disability Insurance

♦   RETIREMENT PLANS

  • Profit Sharing /401(k) /Roth 401(k)
  • Age-Based Profit Sharing
  • Cash Balance Plans
  • Pensions
  • SEP's/SIMPLE's
  • Money Purchase
  • Defined Benefit/412(e)(3)
  • Target Benefit
  • IRA, Roth IRA, and Rollover IRA
  • ESOPs

♦   GROUP BENEFITS

  • Group Life
  • Medical/Vision
  • Dental/Prescription
  • Long Term Disability
  • Short Term Disability
  • DBL/Enriched DBL
  • Long Term Care
  • Cafeteria Plans/Flexible Spending Accounts

♦   EXECUTIVE PERKS

  • Split-Dollar Life Insurance
  • Executive Bonus
  • Deferred Compensation
  • Salary Continuation
  • Group Carve-Out

♦   WEALTH CREATION, PRESERVATION AND LIQUIDITY

  • Financial Management/Wealth Accumulation
  • Wealth Preservation Planning
  • Long Term Care Insurance
  • Second-to-Die Insurance
  • First-to-Die Insurance